The small business starter pack

Financial and legal tools for new business owners to get ahead and grow faster. Start forming your LLC in minutes and get a dedicated business bank account designed for small businesses.

Get Started
Form an LLC for
just $39/yr
Free, with no monthly
fees or minimums

Trusted by over
25,000 entrepreneurs

Contractors
Personal chefs
Makeup artists
Clothing designers
Peach farmers
Etsy sellers
Home cleaners
Uber drivers
Contractors
Personal chefs
Makeup artists
Clothing designers
Peach farmers
Etsy sellers
Home cleaners
Uber drivers
Contractors
Personal chefs
Makeup artists
Clothing designers
Peach farmers
Etsy sellers
Home cleaners
Uber drivers
Trustpilot

“Once I got in contact with someone they got all the paperwork done and turned in so fast. It was such an easy process for me, and they were so nice and helpful!”

– Derek James Mitchell, United States
App Store Review

I get everything I want and need from a business account without all of the stress that comes with deposit minimums and limits and no fees!

– Burreazy37, iOS User
Testimonial

I have never dealt with a company that has been so interested in their clients. It’s unheard of in banking!

– Chris Malone, Ignite
Testimonial

I have a new business so I was pleasantly surprised when Nearside approved me!

– Ryan Hemenway, Texas Pool Club
Testimonial

I appreciate the way Nearside operates! They actually answer my questions when I reach out to customer support.

– Michael Gurk, J&M Roadside LLC
START

Start an LLC for your business in minutes

For as little as $39/yr, Nearside Sprout will create an LLC for your business so you skip all the complicated paperwork. Just fill out one easy form and get all the add-ons you need to start your business.
Get Started
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Sprout
Your Incorporation Progress
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Application filled out
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Documents submitted to state
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In review
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State approval
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LLC incorporated!
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GROW

The free business bank account designed for new small businesses

Mixing personal and business can get messy. Get a dedicated business bank account designed for new small business owners. No cost to sign up, no monthly fees, big cashback rewards¹, no minimums, and no credit check.
Get Started
BORROW

Get flexible business loans up to $10,000

Small business owners deserve a little credit. Bank with Nearside and get a custom loan offer up to $10,000² to support your small business or side gig.
Get Started
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See the stories of people
we support every day

"Nearside was the only one who took a chance on me. They don't treat me like just another number."
LaShondra White
See how Nearside supports beauty entrepreneurs
"I have never dealt with a company that has been so interested in their clients. It’s unheard of in banking!"
Chris Malone
See How Nearside Supports Freelancers
“I can use my Nearside business bank account to make purchases and not have to worry about any fees or any other attachments.“
Chavalia Dunlap-Mwamba
See How Nearside Supports Ecommerce

As seen on

Nearside is not a bank. Banking services are provided by LendingClub Bank, National Association, Member FDIC. The Nearside Mastercard Debit Card is issued by LendingClub Bank, National Association, Member FDIC.

  1. You will earn 1% cashback plus a 1.2% cashback bonus in 2022 (total 2.2%) by using your Nearside business debit card for purchases. You will not earn cashback rewards on purchases of cash-like instruments (money orders, gift cards, etc.), peer-to-peer payments, money transfers and other transactions that do not involve purchases of goods and services. Terms and conditions apply.

2. Conditions Apply.  Your eligibility for a loan and the loan amount will depend on factors such as: 1) length of time as an accountholder; 2) amount of debit card and other account transactions and 3) linkage of direct deposits, POS and other sources of income.  We do not use credit scores to determine eligibility for our loans.

Where do you want to start?
Select the product you want to sign up for today.
Create an LLC
Get your LLC filed without all of the legal headache.
  • Plans start at just $39/year
  • Simple 5 minute form to get started
  • All the add-ons you need to get your business started off right
Business Banking
The free business bank account designed for small business owners.
  • Separate your personal and business finances
  • No monthly fees or minimums
  • Qualify for a loan up to $10,000