The Free Debit Card That Rewards You

Get the free debit card with great cashback rewards. Nearside gives you 1% cashback¹ on everything you need to take care of business and up to another 5% on select vendors like Shopify, Amazon, Wal-Mart, and more!²

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The Nearside Card

As seen in

Safe and Secure

Lock your card in seconds if it’s misplaced. Also, your money is FDIC insured through LendingClub Bank, Member FDIC.

Quick and Easy Application

Complete the application in just minutes! There are no credit checks or income requirements to get approved.

No Hidden Fees

We believe in being simple and straightforward. That's why we don't hide our fees!

Hassle-Free Rewards

Your cashback rewards will automatically be added back into your account!

You're Your Own Boss? Give Yourself a 1% Raise

Whether you’re a sole proprietor, self-employed, a contract worker or full or part-time entrepreneur, we’re the debit card for you. You’re part of a growing community of over 60 million self-employed Americans who are eligible for a free rewards debit card that gives you 1% cashback on everything your buy to take care of your business. No catch. No hidden fees.  Just great rewards.

Earn More Cashback Rewards Than Ever

1% cashback on all purchases made with your debit card for your business¹

Get up to an additional 5% cashback Premium Rewards on your favorite vendors like Walmart, Amazon, Shopify, and more!

Our 1% cashback stacks onto our merchant-specific offers, so you can earn up to 6% on a single purchase!

Get Started
Illustration of Woman Watching Money in her Business Account Growing
Limited Offer!
Google Ads
4.00
% Cashback
4.00
% Cashback
Limited Offer!
Facebook Ads
4.00
% Cashback
4.00
% Cashback
Limited Offer!
WordPress
5.00
% Cashback
5.00
% Cashback
Limited Offer!
Squarepace
5.00
% Cashback
5.00
% Cashback
Limited Offer!
Wix
5.00
% Cashback
5.00
% Cashback
Limited Offer!
Shopify
5.00
% Cashback
5.00
% Cashback
Limited Offer!
GoDaddy
5.00
% Cashback
5.00
% Cashback
Limited Offer!
Uline
4.00
% Cashback
4.00
% Cashback
Limited Offer!
Fiverr
4.00
% Cashback
4.00
% Cashback
Limited Offer!
Xero
2.00
% Cashback
2.00
% Cashback
Limited Offer!
Boostmobile
2.00
% Cashback
2.00
% Cashback
Limited Offer!
Best Buy
2.00
% Cashback
2.00
% Cashback
Limited Offer!
Quickbooks
2.00
% Cashback
2.00
% Cashback
Limited Offer!
FreshBooks
2.00
% Cashback
2.00
% Cashback
Limited Offer!
USPS
2.00
% Cashback
2.00
% Cashback
Limited Offer!
T Mobile
2.00
% Cashback
2.00
% Cashback
Limited Offer!
Amazon
1.00
% Cashback
1.00
% Cashback
Limited Offer!
Walmart
1.00
% Cashback
1.00
% Cashback

See How Much Cashback You Can Earn

Our premium rewards stack on top of our 1% cashback, so you can get up to 6% in total cashback!

You spend
$500
at Shopify
Shopify gets
5%
premium cashback
All business purchases get
1%
cashback
Total Cashback
$30
(Total 6% of 500= $30)
You spend
$1000
on Facebook Ads
Facebook Ads get
4%
premium cashback
All business purchases get
1%
cashback
Total Cashback
$50
(Total 5% of 1000= $50)
You spend
$500
at Squarespace
Squarespace gets
5%
premium cashback
All business purchases get
1%
cashback
Total Cashback
$30
(Total 6% of $500= $30)
You spend
$1000
at Amazon
Amazon gets
1%
premium cashback
All business purchases get
1%
cashback
Total Cashback
$20
(Total 2% of $1000= $20)

Save Money with Nearside Perks

Save instantly on important tools and services to run your business. From point of sale to accounting to hiring, Nearside Perks offers discounts and benefits you won't see with other business bank accounts. Terms and conditions may apply.³

Learn more
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Mastercard Enhanced Debit Benefits

In addition to 1% cash back and Premium Rewards, you'll enjoy the following benefits⁴:

Mastercard ID Theft Protection

Global Emergency Services

Car Rental Insurance

Mastercard Airport Concierge

Learn more
Illustration of Woman Watching Money in her Business Account Growing

Grow Your Business with Nearside

Your bank account should do more than just hold your money. If you’re self-employed, freelancer, gigster, contractor, or just working hard on your side hustle, you are eligible for our free rewards debit card that gives you 2.2% cashback in 2022 on everything you need for taking care of business.

Nearside Business Checking

No monthly fee

No monthly minimum requirements

No overdraft fees

2.2% cashback on everything for your business in 2022

No debit card replacement fees

Traditional Checking Accounts

Monthly fees and penalties up to $50

Minimum balance required

Up to $35 per overdraft instance

No debit card rewards

$15-20 per card replacement

What Nearside Customers Are Saying

I have never dealt with a company that has been so interested in their clients. It’s unheard of in banking!

Chris Malone

Chris Malone

Paranoid Image

Signing up for Nearside felt like a relief. The bank account has a great user interface and getting money in and out is a breeze!

Emmett Iris-Cleary

Emmett Iris-Cleary

Virtual Insurance Brokers

I appreciate the way Nearside operates! They actually answer my questions when I reach out to customer support.

Michael Gurk

Michael Gurk

J&M Roadside LLC

I got nervous when COVID hit because I'm in the service industry, but Nearside gave me peace of mind!

Lisa Cosby

Lisa Cosby

Heavenly Makeup, Music, & Messages

When I applied, I had limited credit and I was a pretty small new business. Nearside was the only card that would take a chance on me.

Nathan Meyer

Nathan Meyer

Colorado Peach Company

I have a new business so I was pleasantly surprised when Nearside approved me!

Ryan Hemenway

Ryan Hemenway

Texas Pool Club

Nearside is the only card that has reached out to me to make sure that my business wouldn’t fail during the pandemic. They are making sure my company stays afloat.

Sharrod Mariner

Sharrod Mariner

Split 2 Imagez

I have never dealt with a company that has been so interested in their clients. It’s unheard of in banking!

Chris Malone

Chris Malone

Paranoid Image

Signing up for Nearside felt like a relief. The bank account has a great user interface and getting money in and out is a breeze!

Emmett Iris-Cleary

Emmett Iris-Cleary

Virtual Insurance Brokers

I appreciate the way Nearside operates! They actually answer my questions when I reach out to customer support.

Michael Gurk

Michael Gurk

J&M Roadside LLC

I got nervous when COVID hit because I'm in the service industry, but Nearside gave me peace of mind!

Lisa Cosby

Lisa Cosby

Heavenly Makeup, Music, & Messages

When I applied, I had limited credit and I was a pretty small new business. Nearside was the only card that would take a chance on me.

Nathan Meyer

Nathan Meyer

Colorado Peach Company

I have a new business so I was pleasantly surprised when Nearside approved me!

Ryan Hemenway

Ryan Hemenway

Texas Pool Club

Nearside is the only card that has reached out to me to make sure that my business wouldn’t fail during the pandemic. They are making sure my company stays afloat.

Sharrod Mariner

Sharrod Mariner

Split 2 Imagez

I have never dealt with a company that has been so interested in their clients. It’s unheard of in banking!

Chris Malone

Chris Malone

Paranoid Image

Signing up for Nearside felt like a relief. The bank account has a great user interface and getting money in and out is a breeze!

Emmett Iris-Cleary

Emmett Iris-Cleary

Virtual Insurance Brokers

I appreciate the way Nearside operates! They actually answer my questions when I reach out to customer support.

Michael Gurk

Michael Gurk

J&M Roadside LLC

I got nervous when COVID hit because I'm in the service industry, but Nearside gave me peace of mind!

Lisa Cosby

Lisa Cosby

Heavenly Makeup, Music, & Messages

When I applied, I had limited credit and I was a pretty small new business. Nearside was the only card that would take a chance on me.

Nathan Meyer

Nathan Meyer

Colorado Peach Company

I have a new business so I was pleasantly surprised when Nearside approved me!

Ryan Hemenway

Ryan Hemenway

Texas Pool Club

Nearside is the only card that has reached out to me to make sure that my business wouldn’t fail during the pandemic. They are making sure my company stays afloat.

Sharrod Mariner

Sharrod Mariner

Split 2 Imagez

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*You will earn 1% cashback plus a 1.2% cashback bonus in 2022 (total 2.2%) by using your Nearside business debit card for purchases. Terms and conditions apply.