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Ready to take the next step?
Join our community of small business owners and get a seamless online banking experience that gives you cash back with no monthly fee.
Keep Your Hard-Earned Dollars
Save cash on traditional bank fees and put it back into your business, whether you're a sole proprietor or LLC. We are rethinking business banking by doing away with NSF fees, monthly fees and minimums, card replacement fees, ACH transfer fees, and other unnecessary fees.
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Send Money with Ease
Save yourself valuable time and run your business more efficiently. Send money easily through ACH or send checks through your Nearside Dashboard.
Automatic Rewards on Everyday Purchases
Say goodbye to complicated point systems. With Nearside Rewards, you'll earn cash back automatically on business purchases at participating merchants. Get up to 5% back on car rentals, 4% on restaurants, 4% on hotels, 1% on gas, and more!
Save Money with Nearside Perks
Save instantly on important tools and services to run your business. From point of sale to accounting to hiring, Nearside Perks offers discounts and benefits you won't see with other business bank accounts. Terms and conditions may apply.²
Get Your Money When You Need It
Get unlimited free in-network ATM withdrawals from our global network of 55,000 ATMs. In-network ATMs are located in the most popular retail stores - stores that you already love and shop at every day!
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Mastercard Enhanced Debit Benefits
With the Mastercard Enhanced Debit Card, you'll be able to enjoy the following benefits³:
Mastercard ID Theft Protection
Global Emergency Services
Car Rental Insurance
Mastercard Airport Concierge
For on-the-go Entrepreneurs
The Nearside Debit Mastercard works with both Apple Pay and Google Pay. Enroll your debit card into your mobile wallet and get peace of mind with safe and secure mobile payments.
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Grow Your Business with Nearside
Your bank account should do more than hold money. We're building a business bank account that truly helps you grow your business by saving you money and providing valuable rewards and discounts.
Nearside Business Checking
No monthly fee
No monthly minimum requirements
No NSF fees
Cashback rewards and perks
No debit card replacement fees
More flexible and less fees than prepaid debit cards
Traditional Checking Accounts
Monthly fees and penalties up to $50
Minimum balance required
Up to $35 per overdraft instance
No debit card rewards
$15-20 per card replacement
Prepaid debit cards may require activation or monthly fees
What Nearside Customers Are Saying
I have never dealt with a company that has been so interested in their clients. It’s unheard of in banking!
Chris Malone
Paranoid Image
Signing up for Nearside felt like a relief. The bank account has a great user interface and getting money in and out is a breeze!
Emmett Iris-Cleary
Virtual Insurance Brokers
I got nervous when COVID hit because I'm in the service industry, but Nearside gave me peace of mind!
Lisa Cosby
Heavenly Makeup, Music, & Messages
I appreciate the way Nearside operates! They actually answer my questions when I reach out to customer support.
Michael Gurk
J&M Roadside LLC
When I applied, I had limited credit and I was a pretty small new business. Nearside was the only card that would take a chance on me.
Nathan Meyer
Colorado Peach Company
I have a new business so I was pleasantly surprised when Nearside approved me!
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Ryan Hemenway
Texas Pool Club
Nearside is the only card that has reached out to me to make sure that my business wouldn’t fail during the pandemic. They are making sure my company stays afloat.
Sharrod Mariner
Split 2 Imagez
I have never dealt with a company that has been so interested in their clients. It’s unheard of in banking!
Chris Malone
Paranoid Image
Signing up for Nearside felt like a relief. The bank account has a great user interface and getting money in and out is a breeze!
Emmett Iris-Cleary
Virtual Insurance Brokers
I got nervous when COVID hit because I'm in the service industry, but Nearside gave me peace of mind!
Lisa Cosby
Heavenly Makeup, Music, & Messages
I appreciate the way Nearside operates! They actually answer my questions when I reach out to customer support.
Michael Gurk
J&M Roadside LLC
When I applied, I had limited credit and I was a pretty small new business. Nearside was the only card that would take a chance on me.
Nathan Meyer
Colorado Peach Company
I have a new business so I was pleasantly surprised when Nearside approved me!
Ryan Hemenway
Texas Pool Club
Nearside is the only card that has reached out to me to make sure that my business wouldn’t fail during the pandemic. They are making sure my company stays afloat.
Sharrod Mariner
Split 2 Imagez
I have never dealt with a company that has been so interested in their clients. It’s unheard of in banking!
Chris Malone
Paranoid Image
Signing up for Nearside felt like a relief. The bank account has a great user interface and getting money in and out is a breeze!
Emmett Iris-Cleary
Virtual Insurance Brokers
I got nervous when COVID hit because I'm in the service industry, but Nearside gave me peace of mind!
Lisa Cosby
Heavenly Makeup, Music, & Messages
I appreciate the way Nearside operates! They actually answer my questions when I reach out to customer support.
Michael Gurk
J&M Roadside LLC
When I applied, I had limited credit and I was a pretty small new business. Nearside was the only card that would take a chance on me.
Nathan Meyer
Colorado Peach Company
I have a new business so I was pleasantly surprised when Nearside approved me!
Ryan Hemenway
Texas Pool Club
Nearside is the only card that has reached out to me to make sure that my business wouldn’t fail during the pandemic. They are making sure my company stays afloat.
Sharrod Mariner
Split 2 Imagez
Small Business Spotlights
Ready to take the next step?
Join our community of small business owners and get a seamless online banking experience that gives you cashback with no monthly fee.
*
See Terms & Conditions for Mastercard Easy Savings ® Program for details.
- Additional fees may apply. See pricing and fees at Nearside Business Checking - Pricing.
- See Nearside Perks for details.
- See Mastercard's Guide to Benefits for details.