A love letter to small businesses.

We’re a free banking platform uniquely designed for supporting small.

At Nearside, we know working for yourself means freedom—but it can also mean taking on financial responsibility without support. 

We’re on a mission to provide accessible financial and lending products that help small business owners everywhere set their course with confidence. Whether you're just starting out or you already run a small business, we firmly believe that you don’t need to be a big corporation to deserve the best of business banking

In cheering on the work that you do, we’re supporting the backbone of our economy while working toward a future where everyone has an opportunity to work the way that works for them.

“I started Nearside to be an enduring institution, to pass on to generations of self-employed people and small businesses to come.”

Thomson Nguyen
Founder and CEO

See the stories of people
we support every day

"Nearside was the only one who took a chance on me. They don't treat me like just another number."
LaShondra White
See how Nearside supports beauty entrepreneurs
"I have never dealt with a company that has been so interested in their clients. It’s unheard of in banking!"
Chris Malone
See How Nearside Supports Freelancers
“I can use my Nearside business bank account to make purchases and not have to worry about any fees or any other attachments.“
Chavalia Dunlap-Mwamba
See How Nearside Supports Ecommerce
Our values

We’re banking that’s on your side and by your side, no matter what.

1
Grow the pie
We believe that sweat equity should be recognized and rewarded. Business owners work hard in order to build a better life for themselves, their families, and their communities.
2
Understand before being understood
We’re committed to listening more and assuming less. By meeting each other with empathy and understanding, we have the opportunity to build healthier working relationships.
3
It takes a village 
We try to understand how everyone both internally and externally—contributes to the overall effort. This allows us to move forward together faster.
4
People are fallible, systems shouldn't be
Human error is unavoidable, so we’re creating a culture where we can own and learn from our mistakes. That’s why we’re constantly developing systems and processes that help us improve as we evolve.
5
Lending is not a permanent solution 
We’ll help you grow your business through offering small business loans, along with other types of resources—but we’ll never encourage you to take on unnecessary debt. Because it’s in our best interest to support yours. 
6
The work is more important than the effort
We try to understand how everyone both internally and externally--contributes to the overall effort. This allows us to move forward together faster.

Get to know some of our team

"From my first day here the thing that really surprised me was how incredibly warm and welcoming everyone at Nearside is. Regardless of who you talk to, everyone is on your side."
Parth Padgaonkar
Engineering Manager
"The team at Nearside really embodies our values in our day-to-day work. I also enjoy how collaborative we are with everything we do."
Emily Young
VP, Credit & Fraud
"At Nearside you play a direct role in helping small business owners build and grow their own companies. If you're looking to make an impact and set the tone for creating positive customer experiences, Nearside is for you."
Laurel Coster
VP, Operations and CS
"From my first day here the thing that really surprised me was how incredibly warm and welcoming everyone at Nearside is. Regardless of who you talk to, everyone is on your side."
Parth Padgaonkar
Engineering Manager
"The team at Nearside really embodies our values in our day-to-day work. I also enjoy how collaborative we are with everything we do."
Emily Young
VP, Credit & Fraud
"At Nearside you play a direct role in helping small business owners build and grow their own companies. If you're looking to make an impact and set the tone for creating positive customer experiences, Nearside is for you."
Laurel Coster
VP, Operations and CS
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