Free business banking for independent contractors

Spend less time worrying about your finances and more time perfecting your craft. When you bank with Nearside you skip the monthly fees and minimum balance, get unlimited cashback, and qualify for a business loan to help you grow your contracting business.

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Free business banking for independent contractors
Trusted by thousands of small business owners, from contractors to microbusinesses and more.

Construction Workers


Auto Repair Workers

Handymen and Handywomen

Keep your business transactions where you can see them.

Gain a clear view of your finances with tools that work together to help you make your customers happy and grow your business. Consider Nearside the easiest way to deliver great service on every job.




Designed to work with how you work

Cashback rewards designed for small businesses

With the Nearside Visa Debit Card, get automatic cashback tailored for business owners with 2% on gas, 4% on dining and travel, up to 10% on business expenses, and more!

Track revenue and anticipate busy seasons

Getting a clear perspective on your finances can be tricky. With a dedicated business bank account, you can track your expenses and income, and set budgets that anticipate rather than react.

Send payments in a snap

Send money within minutes through ACH with no fees. Plus, skip the checkbook and send checks remotely through the Nearside dashboard.

Mixing business and personal can get messy. We keep it clean. 

Keep personal and professional finances organized with a business account

Get a clear view of your finances and stay organized 
Anticipate challenges and prepare for growth
Protect your personal funds
Establish credibility with your customers
Simplify tax season and auditing

Hard-working security 

FDIC – Insured

Advanced encryption

We keep your information secure with the same Advanced Encryption Standard (AES-256) as the United States Military.

Enhanced data protection

Our servers are located in a secure data center, protected by an enterprise-class firewall system. 

FDIC – Insured

Integrate seamlessly

You can connect your Nearside account to the platforms that bring cash into your small business, including Lyft, Square, Amazon, Shopify, and more.

Easy answers to your toughest questions

Working for yourself can feel like a leap into the unknown. From business guides to stories from other entrepreneurs, find solutions that save you time and money while sparking inspiration.
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Get a dedicated bank account for your business

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