Free business banking for independent contractors

Spend less time worrying about your finances and more time perfecting your craft. When you bank with Nearside you skip the monthly fees and minimum balance, get unlimited cashback, and qualify for a business loan to help you grow your contracting business.

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Free business banking for independent contractors

Trusted by thousands of small business owners, from contractors to microbusinesses and more.

Construction Workers

Cleaners

Auto Repair Workers

Handymen and Handywomen

Keep your business transactions where you can see them.

Gain a clear view of your finances with tools that work together to help you make your customers happy and grow your business. Consider Nearside the easiest way to deliver great service on every job.

Landscapers

Movers

Truckers

Designed to work with how you work

Cashback rewards designed for small businesses

With the Nearside Visa Debit Card, get automatic cashback tailored for business owners with 2% on gas, 4% on dining and travel, up to 10% on business expenses, and more!

Track revenue and anticipate busy seasons

Getting a clear perspective on your finances can be tricky. With a dedicated business bank account, you can track your expenses and income, and set budgets that anticipate rather than react.

Send payments in a snap

Send money within minutes through ACH with no fees. Plus, skip the checkbook and send checks remotely through the Nearside dashboard.

Mixing business and personal can get messy. We keep it clean.

Keep personal and professional finances organized with a business account

Get a clear view of your finances and stay organized

Anticipate challenges and prepare for growth

Protect your personal funds

Establish credibility with your customers

Simplify tax season and auditing

Hard-working security

Advanced encryption

We keep your information secure with the same Advanced Encryption Standard (AES-256) as the United States Military.

Enhanced data protection

Our servers are located in a secure data center, protected by an enterprise-class firewall system.

Integrate seamlessly

You can connect your Nearside account to the platforms that bring cash into your small business, including Lyft, Square, Amazon, Shopify, and more.

Easy answers to your toughest questions

Working for yourself can feel like a leap into the unknown. From business guides to stories from other entrepreneurs, find solutions that save you time and money while sparking inspiration.

Dive In

Business Banking

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Get a dedicated bank account for your business

Start Your Application

Free business banking for independent contractors

Keep your business transactions where you can see them.

Designed to work with how you work

Cashback rewards designed for small businesses

Track revenue and anticipate busy seasons

Send payments in a snap

Mixing business and personal can get messy. We keep it clean.

Keep personal and professional finances organized with a business account

Hard-working security

Advanced encryption

Enhanced data protection

Integrate seamlessly

Easy answers to your toughest questions

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What is the average salary for a general contractor?

Registered Agent and EIN: What are they and do I need them for my LLC?

Is an LLC a sole proprietorship?

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Do LLCs get a 1099? How to file & issue a 1099 form

Get a dedicated bank account for your business