Free business banking for ecommerce store owners

Get online banking designed to help your ecommerce store bloom. With no monthly fees, unmatched unlimited cashback, and accessible loans, Nearside helps ecommerce sellers start and grow.

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Free business banking for ecommerce store owners
Trusted by thousands of small business owners, from contractors to microbusinesses and more.

Clothing Designers

Etsy Sellers

Beauty Products

Homegoods

You’re your own manager. Bank like it.

With a dedicated Nearside bank account, you can easily stay on top of your income, budget for equipment investments, and keep tabs on your eCommerce store growth.

Dropshippers

Ebay Store Owners

Arts and Crafts

Designed to work with how you work

Unlimited cashback and big discounts for ecomm sellers

Earn 2.2% unlimited cashback in 2022 with every charge to your business debit card with no point tracking or gimmicks. Plus, save on tools like Square, Unbounce, SEMRush, Zendesk, and more, just by signing up!

Accessible loans up to $10,000 to put you ahead

Open a business bank account with Nearside and you can become eligible to get an affordable loan for your business. Loan offers are based on no less than 3 months of your Nearside bank account and debit card activity.

Track revenue and anticipate busy seasons

Getting a clear perspective on your finances can be tricky. With a dedicated business bank account, you can track your expenses and income, and set budgets that anticipate rather than react.

Send payments in a snap

Send money within minutes through ACH with no fees. Plus, skip the checkbook and send checks remotely through the Nearside dashboard.

Mixing business and personal can get messy. We keep it clean. 

Keep personal and professional finances organized with a business account

Get a clear view of your finances and stay organized 
Anticipate challenges and prepare for growth
Protect your personal funds
Establish credibility with your customers
Simplify tax season and auditing

Your one-stop shop for business tools

Nearside Checking

Business checking with unmatched cashback rewards—without monthly fees or minimums.

Business Loans

We’re focused on your aspirations – not your credit history. With a Nearside account, you won’t need a credit check to get a loan, just apply through our lending service!

Sprout

Wondering if you need to incorporate? We’ll help you figure it all out, and even pay your first year of fees (yep, you read that right).

Hard-working security 

FDIC – Insured

Advanced encryption

We keep your information secure with the same Advanced Encryption Standard (AES-256) as the United States Military.

Enhanced data protection

Our servers are located in a secure data center, protected by an enterprise-class firewall system. 

FDIC – Insured

Integrate seamlessly

You can connect your Nearside account to the platforms that bring cash into your small business, including Lyft, Square, Amazon, Shopify, and more.

Easy answers to your toughest questions

Working for yourself can feel like a leap into the unknown. From business guides to stories from other entrepreneurs, find solutions that save you time and money while sparking inspiration.
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Make your finances work for you

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  1. You will earn 1% cashback plus a 1.2% cashback bonus in 2022 (total 2.2%) by using your Nearside business debit card for purchases. You will not earn cashback rewards on purchases of cash-like instruments (money orders, gift cards, etc.), peer-to-peer payments, money transfers and other transactions that do not involve purchases of goods and services. Terms and conditions apply.
  2. Conditions Apply.  Your eligibility for a loan and the loan amount will depend on factors such as: 1) length of time as an accountholder; 2) amount of debit card and other account transactions and 3) linkage of direct deposits, POS and other sources of income.  We do not use credit scores to determine eligibility for our loans.