Free business banking for your food and beverage gig

No matter the menu, Nearside makes banking a piece of cake. Bank with Nearside and get unlimited cashback, skip the monthly fees, and get accessible loans designed to grow your business.

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Free business banking for your food and beverage gig
Trusted by thousands of small business owners, from contractors to microbusinesses and more.

At-home Bakers

Ghost Kitchens

Personal Chefs

Focus on the flavor, not the financials.

Easily monitor revenue, budget for big purchases, and send payments with a click when you open a Nearside business bank account. With quick and easy setup, you can start banking before the next shift begins.

Food Trucks

Farmers Market Sellers

Pop-Up Restaurants

Unlimited cashback and big discounts for food & beverage business owners

Earn 2.2% unlimited cashback in 2022 with every charge to your business debit card with no point tracking or gimmicks. Plus, save on essential tools like Square, Yelp, and Quickbooks, just by signing up!

Separate personal and business earnings

Use Nearside banking to manage your business finances in one streamlined account, simplifying your every day (and tax season).

Accessible loans up to $10,000 to put you ahead

Open a business bank account with Nearside and you can become eligible to get an affordable loan for your business. Loan offers are based on no less than 3 months of your Nearside bank account and debit card activity.

Send payments in a snap

Send money within minutes through ACH with no fees. Plus, skip the checkbook and send checks remotely through the Nearside dashboard.

Mixing business and personal can get messy. We keep it clean. 

Keep personal and professional finances organized with a business account

Get a clear view of your finances and stay organized 
Anticipate challenges and prepare for growth
Protect your personal funds
Establish credibility with your customers
Simplify tax season and auditing

Your one-stop shop for business tools

Nearside Checking

Business checking with unmatched cashback rewards—without monthly fees or minimums.

Business Loans

We’re focused on your aspirations – not your credit history. With a Nearside account, you won’t need a credit check to get a loan, just apply through our lending service!

Sprout

Wondering if you need to incorporate? We’ll help you figure it all out, and even pay your first year of fees (yep, you read that right).

Hard-working security 

FDIC – Insured

Advanced encryption

We keep your information secure with the same Advanced Encryption Standard (AES-256) as the United States Military.

Enhanced data protection

Our servers are located in a secure data center, protected by an enterprise-class firewall system. 

FDIC – Insured

Integrate seamlessly

You can connect your Nearside account to the platforms that bring cash into your small business, including Lyft, Square, Amazon, Shopify, and more.

Easy answers to your toughest questions

Working for yourself can feel like a leap into the unknown. From business guides to stories from other entrepreneurs, find solutions that save you time and money while sparking inspiration.
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Make your finances work for you

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  1. You will earn 1% cashback plus a 1.2% cashback bonus in 2022 (total 2.2%) by using your Nearside business debit card for purchases. You will not earn cashback rewards on purchases of cash-like instruments (money orders, gift cards, etc.), peer-to-peer payments, money transfers and other transactions that do not involve purchases of goods and services. Terms and conditions apply.
  2. Conditions Apply.  Your eligibility for a loan and the loan amount will depend on factors such as: 1) length of time as an accountholder; 2) amount of debit card and other account transactions and 3) linkage of direct deposits, POS and other sources of income.  We do not use credit scores to determine eligibility for our loans.