Financial Guides

How to start a business with no money and bad credit

How to start a business with no money and bad credit

As businesses seek funding to weather the storm of COVID-19, there are many options to consider based on your credit, how fast you need the funds, and the amount you need to borrow.

Read more…
What Does FICO Score Mean?

What Does FICO Score Mean?

I wanted to explore what the FICO score means in present times and what individuals associate it with. In this post I go through the meaning of FICO and what you need to know about it.

Read more…
How to Get Out of Credit Card Debt

How to Get Out of Credit Card Debt

Here's a quick review of strategies to get out of credit card debt, including: the snowball method, the avalanche method, plus the pros and cons of balance transfers and debt consolidation loans.

Read more…
Top Deductible Small Business Expenses for 2021

Top Deductible Small Business Expenses for 2021

This list of deductible business expenses can help lower your tax obligations in 2021. Save money as you discover which expenses qualify as tax-deductible:

Read more…
What are Profit Margins? Small Business Financial Guide

What are Profit Margins? Small Business Financial Guide

This financial guide will explain what are profit margins, their significance, and how to optimize them for your small business.

Read more…
Sole Proprietorship vs LLC (Limited Liability Corporation)

Sole Proprietorship vs LLC (Limited Liability Corporation)

There are a few business structures available to SMBs, with sole proprietorships and LLCs being two of the most popular. In this blog post, we've broken down both in plain English.

Read more…
Top 8 PPP (Paycheck Protection Program) Loan Alternatives for Small Businesses

Top 8 PPP (Paycheck Protection Program) Loan Alternatives for Small Businesses

With the Paycheck Protection Program (PPP) coming to an end on May 31, 2021, it’s back to the drawing board for small businesses. Check out our top 8 best PPP loan alternatives.

Read more…
What does APR mean?

What does APR mean?

You’ve probably heard terms like APR, interest rate, & flat rate fee thrown around all from different lenders, but what does APR really mean? We'll take you through it with our simple analysis.

Read more…
Online Banking Versus Traditional Banking: Which is Better for Your Business?

Online Banking Versus Traditional Banking: Which is Better for Your Business?

In the 21st century, business owners have more choices than ever about where to bank. From fees, to ATM withdrawals, cash deposits to mobile apps, which one is better for your business?

Read more…

Ready to take the next step?

Join our community of small business owners and get a seamless online banking experience that gives you cash back with no monthly fee.