Get the business checking account designed for small businesses with no NSF fees, up to 5% cashback rewards*, perks, and discounts. Get all this and more with no minimum deposit and no monthly fee! ¹Get Started
Lock your card in seconds if it’s misplaced. Also, your money is FDIC insured through LendingClub Bank, Member FDIC.
Our application process is quick and easy. Applying only takes a few minutes!
No more worrying about monthly fees, NSF fees, monthly minimums, card replacement fees, or other fees you’d expect from a traditional bank.
Earn cash back automatically on your debit card purchases. Get up to 5% cash back on restaurants, car rentals, and more!
Save cash on traditional bank fees and put it back into your business. We are rethinking business banking by doing away with NSF, monthly minimum, card replacement, ACH transfer, and other unnecessary fees.Get Started
Say goodbye to complicated point systems. With Nearside Rewards, you'll earn cash back automatically on business purchases through your debit card at participating merchants. Get up to 5% back on car rentals, 4% on restaurants, 4% on hotels, 1% on gas, and more!Get Started
Save instantly on important tools and services to run your business. From point of sale to accounting to hiring, Nearside Perks offers discounts and benefits you won't see with other business bank accounts. Terms and conditions may apply.²
Get five free ATM withdrawals per month from our global network of 55,000 ATMs. In-network ATMs are located in the most popular retail stores - stores that you already love and shop at every day!Get Started
With the Mastercard Enhanced Debit Card, you'll be able to enjoy the following benefits³:
Mastercard ID Theft Protection
Global Emergency Services
Car Rental Insurance
Mastercard Airport Concierge
The Nearside debit Mastercard works with both Apple Pay and Android Pay. Enroll your debit card into your mobile wallet and get peace of mind with safe and secure mobile payments.Get Started
Grow Your Business with Nearside
Your bank account should do more than hold money. We're building a business bank account that truly helps you grow your business by saving you money and providing valuable rewards and discounts.
No monthly fee
No monthly minimum requirements
No NSF fees
Cashback rewards and perks
No debit card replacement fees
More flexible and less fees than prepaid debit cards
Monthly fees and penalties up to $50
Minimum balance required
Up to $35 per overdraft instance
No debit card rewards
$15-20 per card replacement
Prepaid debit cards may require activation or monthly fees
See Terms & Conditions for Mastercard Easy Savings ® Program for details.