Modern Checking for Small Businesses

Get the business checking account designed for small businesses with no NSF fees, up to 5% cashback rewards*, perks, and discounts. Get all this and more with no minimum deposit and no monthly fee! ¹

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The Hatch Card

As seen in

Safe and Secure

Lock your card in seconds if it’s misplaced. Also, your money is FDIC insured through LendingClub Bank, Member FDIC.

Quick and Easy Application

Our application process is quick and easy. Applying only takes a few minutes!

Transparent Pricing

No more worrying about monthly fees, NSF fees, monthly minimums, card replacement fees, or other fees you’d expect from a traditional bank.

Automatic Rewards

Earn cash back automatically on your debit card purchases. Get up to 5% cash back on restaurants, car rentals, and more!

Ready to take the next step?

Join our community of small business owners and get a seamless online banking experience that gives you cash back with no monthly fee.

Keep Your Hard Earned Dollars

Save cash on traditional bank fees and put it back into your business. We are rethinking business banking by doing away with NSF, monthly minimum, card replacement, ACH transfer, and other unnecessary fees.

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Send Money with Ease

Save yourself valuable time and run your business more efficiently. Send money easily through ACH, Bill Pay, or send checks through your Nearside Dashboard.

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Automatic Rewards on Everyday Purchases

Say goodbye to complicated point systems. With Nearside Rewards, you'll earn cash back automatically on business purchases through your debit card at participating merchants. Get up to 5% back on car rentals, 4% on restaurants, 4% on hotels, 1% on gas, and more!

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Small Business Checking Account Perks Examples

Save Money with Nearside Perks

Save instantly on important tools and services to run your business. From point of sale to accounting to hiring, Nearside Perks offers discounts and benefits you won't see with other business bank accounts. Terms and conditions may apply.²

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Illustration of Woman Watching Money in her Business Account Growing

Get Your Money When You Need It

Get five free ATM withdrawals per month from our global network of 55,000 ATMs. In-network ATMs are located in the most popular retail stores - stores that you already love and shop at every day!

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Free Business Checking ATM Withdrawals Icon

Mastercard Enhanced Debit Benefits

With the Mastercard Enhanced Debit Card, you'll be able to enjoy the following benefits³:

Mastercard ID Theft Protection

Global Emergency Services

Car Rental Insurance

Mastercard Airport Concierge

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For on-the-go Entrepreneurs

The Nearside debit Mastercard works with both Apple Pay and Android Pay. Enroll your debit card into your mobile wallet and get peace of mind with safe and secure mobile payments.

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Grow Your Business with Nearside

Your bank account should do more than hold money. We're building a business bank account that truly helps you grow your business by saving you money and providing valuable rewards and discounts.

Nearside Business Checking

No monthly fee

No monthly minimum requirements

No NSF fees

Cashback rewards and perks

No debit card replacement fees

More flexible and less fees than prepaid debit cards

Traditional Checking Accounts

Monthly fees and penalties up to $50

Minimum balance required

Up to $35 per overdraft instance

No debit card rewards

$15-20 per card replacement

Prepaid debit cards may require activation or monthly fees

Ready to take the next step?

Join our community of small business owners and get a seamless online banking experience that gives you cash back with no monthly fee.

  1. Additional fees may apply.  See pricing and fees at Nearside Business Checking - Pricing.
  2. See Nearside Perks for details.
  3. See Mastercard's Guide to Benefits for details.