Free Online Business Checking Account

Get the business checking account designed for small businesses with cashback rewards with no monthly fee.

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Grow Your Business with Nearside

Your bank account should do more than just hold your money. If you’re self-employed, freelancer, gigster, contractor, or just working hard on your side hustle, you are eligible for our free rewards debit card that gives you 2.2% cashback in 2022 on everything you need for taking care of business.

Nearside Business Checking

No monthly fee

No monthly minimum requirements

No overdraft fees

2.2% cashback on everything for your business in 2022

No debit card replacement fees

Traditional Checking Accounts

Monthly fees and penalties up to $50

Minimum balance required

Up to $35 per overdraft instance

No debit card rewards

$15-20 per card replacement

Our Fees, Up Front


Monthly Fee


ACH Transfers


Insufficient Funds (NSF)


Debit Card Replacement


Unlimited in-network Allpoint ATM cash

Variable + $1.00*

ATM Fee - cash withdrawal (Non-Allpoint ATMs)


Stop Payment


Check Sent

*You will be charged a $1.00 fee each time you use an out-of-network ATM to withdraw funds. Any additional charges assessed by the out-of-network ATM provider will be passed on to you.

Ready to take the next step?

Join our community of small business owners and get a seamless online banking experience that gives you cash back with no monthly fee.

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