Free online business checking account

Get the business checking account designed for small businesses with cashback rewards with no monthly fee.
Get Started
Open a free account in minutes with no credit check 

The checking account suited for self-starters

Your bank account should do more than just hold your money. If you’re self-employed, freelancer, gigster, contractor, or just working hard on your side hustle, you are eligible for our free rewards debit card card.
Learn More

Nearside Business Checking

No monthly fees
No monthly minimum requirements
No overdraft fees
2.2% cashback on everything for your business in 2022
No debit card replacement fees

Other Traditional Checking Accounts

Monthly fees and penalties up to $50
Minimum balance required
Up to $35 per overdraft instance
No debit card rewards
$15-20 per card replacement

Our fees, up front

Monthly Fee
In-Network Cash Withdrawal (Allpoint ATMs)
Out-of-Network Cash Withdrawal
(Non-Allpoint ATMs)
Variable + $1.00*
Stop Payment
ACH Transfers
Insufficient Funds (NSF)
Debit Card Replacement
*You will be charged a $1.00 fee each time you use an out-of-network ATM to withdraw funds. Any additional charges assessed by the out-of-network ATM provider will be passed on to you.

Make your finances work for you

Start Your Application

As seen on