Free Online Business Checking Account

Get the business checking account designed for small businesses with cashback rewards with no monthly fee.

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Grow Your Business with Nearside

Your bank account should do more than hold money. We're building a business bank account that truly helps you grow your business by saving you money and providing valuable rewards and discounts.

Nearside Business Checking

No monthly fee

No monthly minimum requirements

No NSF fees

Cashback rewards and perks

No debit card replacement fees

More flexible and less fees than prepaid debit cards

Traditional Checking Accounts

Monthly fees and penalties up to $50

Minimum balance required

Up to $35 per overdraft instance

No debit card rewards

$15-20 per card replacement

Prepaid debit cards may require activation or monthly fees

Our Fees, Up Front


Monthly Fee


ACH Transfers


Insufficient Funds (NSF)


Debit Card Replacement


Unlimited in-network Allpoint ATM cash

Variable + $1.00*

ATM Fee - cash withdrawal (Non-Allpoint ATMs)


Stop Payment


Check Sent

*You will be charged a $1.00 fee each time you use an out-of-network ATM to withdraw funds. Any additional charges assessed by the out-of-network ATM provider will be passed on to you.

Ready to take the next step?

Join our community of small business owners and get a seamless online banking experience that gives you cash back with no monthly fee.

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