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Creatives on the Rise Listeners: Get 2.2% cashback in 2022 on every purchase for your business
2.2% unlimited cashback on every purchase for your business in 2022¹
Psst, you can only find this at Nearside!
No monthly fees, overdraft fees, or minimum requirements
Accessible loans up to $10,000 to grow your business²
Get Started
Open a free account in minutes with no credit check
Free, with no monthly fees or minimums
Trusted by over 25,000 entrepreneurs
Contractors
Personal chefs
Makeup artists
Clothing designers
Peach farmers
Etsy sellers
Home cleaners
Uber drivers
Contractors
Personal chefs
Makeup artists
Clothing designers
Peach farmers
Etsy sellers
Home cleaners
Uber drivers
Contractors
Personal chefs
Makeup artists
Clothing designers
Peach farmers
Etsy sellers
Home cleaners
Uber drivers
Nearside business bank account
Unlimited cashback for self-starters
Small businesses and gig work can be unpredictable, your finances don't have to be. Get 2.2% cashback on every purchase for your business in 2022 without fees or monthly minimums.
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“Signing up for Nearside felt like a relief. The bank account has a great user interface and getting money in and out is a breeze!”
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Emmett Iris-Cleary
Virtual Insurance Brokers
Nearside business loans up to $10,000
Loans that work for you
Bank with Nearside and get a custom loan offer up to $10,000 to support your small business or side gig. Get predictable weekly payments and affordable flat rates with no origination fees or prepayment penalties.
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“When I applied, I had limited credit and I was a pretty small new business. Nearside was the only company that took a chance on me.”
Nathan Meyer
Colorado Peach Company
Gig workers
New business owners
Sole proprietors
and you’re next!
We’re for people like you.
From beauty stylists to Uber drivers to Etsy sellers who knit lizard hats, we’re in the business of supporting small.
Single-member LLCs
Independent contractors
Freelancers
Transparent pricing
Small business banking should be simple. Skip unnecessary fees with the Nearside free online business bank account.
Free ATM withdrawals from virtually anywhere
Avoid bank fees with access to our 55,000 ATMs across the globe.
Send money in a snap
Send money for free via ACH or checks through your Nearside dashboard.
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we support every day
"Nearside was the only one who took a chance on me. They don't treat me like just another number."
LaShondra White
See how Nearside supports beauty entrepreneurs
"I have never dealt with a company that has been so interested in their clients. It’s unheard of in banking!"
Chris Malone
See How Nearside Supports Freelancers
“I can use my Nearside business bank account to make purchases and not have to worry about any fees or any other attachments.“
Chavalia Dunlap-Mwamba
See How Nearside Supports Ecommerce
Apply and get started in minutes.
No registered business necessary, even if you’re a one-person-show.
Create your account
Complete your application online in just a few minutes.
Submit your application
It’s often approved within the same day.
Start using Nearside
Fund your account and start earning cashback with your Nearside debit card.
Let's Go
World-class security
Advanced encryption
Small business banking secured with the same Advanced Encryption Standard (AES-256) as the United States Military
Enhanced data protection
Our servers are located in a secure data center, protected by an enterprise-class firewall system.
Integrate seamlessly
You can connect your Nearside account to the platforms that bring cash into your small business, including Lyft, Square, Amazon, Shopify, and more.
Easy answers to your toughest questions
Working for yourself can feel like a leap into the unknown. From business guides to stories from other entrepreneurs, find solutions that save you time and money while sparking inspiration.
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Make your finances work for you
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As seen on
- You will earn 1% cashback plus a 1.2% cashback bonus in 2022 (total 2.2%) by using your Nearside business debit card for purchases. You will not earn cashback rewards on purchases of cash-like instruments (money orders, gift cards, etc.), peer-to-peer payments, money transfers and other transactions that do not involve purchases of goods and services. Terms and conditions apply.
- Conditions Apply. Your eligibility for a loan and the loan amount will depend on factors such as: 1) length of time as an accountholder; 2) amount of debit card and other account transactions and 3) linkage of direct deposits, POS and other sources of income. We do not use credit scores to determine eligibility for our loans.