Philadelphia Residents: Get The Free Debit Card That Gives You 2.2% Cashback in 2022

Get 2.2% cashback in 2022 on every purchase for your business with the Nearside debit card.* No cost to sign up, no monthly fees, no monthly minimums. Earn more cashback and reinvest it back in your business.

Sign up for free
The Nearside Card

The Business Debit Card Built for Self-Starters

We designed our business checking account with small businesses and side hustlers in mind. We service every small business you can think of, including:

  • Etsy sellers
  • At-home bakers
  • Online contractors
  • Delivery drivers
  • Tax accountants
  • Web designers
  • Hair and makeup artists
  • Independent clothing designers
  • Peach farmers
  • And more!
Sign up for free

As seen in

Safe and Secure

Lock your card in seconds if it’s misplaced. Also, your money is FDIC insured through LendingClub Bank, Member FDIC.

Quick and Easy Application

Complete the application in just minutes! There are no credit checks or income requirements to get approved.

No Hidden Fees

We believe in being simple and straightforward. That's why we don't hide our fees!

Hassle-Free Rewards

Your cashback rewards will automatically be added back into your account!

Are You Your Own Boss? Give Yourself a 2.2% Raise

Whether you’re a sole proprietor, self-employed, a contract worker, full-time or part-time entrepreneur, we’re the debit card for you. You’re part of a growing community of over 60 million Americans who work for themselves or have a side hustle and you are eligible for our free rewards debit card that gives you 2.2% cashback on everything you buy to take care of business. No gimmicks, no hidden fees. Just great rewards.

Grow Your Business with Nearside

Your bank account should do more than just hold your money. If you’re self-employed, freelancer, gigster, contractor, or just working hard on your side hustle, you are eligible for our free rewards debit card that gives you 2.2% cashback in 2022 on everything you need for taking care of business.

Nearside Business Checking

No monthly fee

No monthly minimum requirements

No overdraft fees

2.2% cashback on everything for your business in 2022

No debit card replacement fees

Traditional Checking Accounts

Monthly fees and penalties up to $50

Minimum balance required

Up to $35 per overdraft instance

No debit card rewards

$15-20 per card replacement

What Nearside Customers Are Saying

I have never dealt with a company that has been so interested in their clients. It’s unheard of in banking!

Chris Malone

Chris Malone

Paranoid Image

Signing up for Nearside felt like a relief. The bank account has a great user interface and getting money in and out is a breeze!

Emmett Iris-Cleary

Emmett Iris-Cleary

Virtual Insurance Brokers

I appreciate the way Nearside operates! They actually answer my questions when I reach out to customer support.

Michael Gurk

Michael Gurk

J&M Roadside LLC

I got nervous when COVID hit because I'm in the service industry, but Nearside gave me peace of mind!

Lisa Cosby

Lisa Cosby

Heavenly Makeup, Music, & Messages

When I applied, I had limited credit and I was a pretty small new business. Nearside was the only card that would take a chance on me.

Nathan Meyer

Nathan Meyer

Colorado Peach Company

I have a new business so I was pleasantly surprised when Nearside approved me!

Ryan Hemenway

Ryan Hemenway

Texas Pool Club

Nearside is the only card that has reached out to me to make sure that my business wouldn’t fail during the pandemic. They are making sure my company stays afloat.

Sharrod Mariner

Sharrod Mariner

Split 2 Imagez

I have never dealt with a company that has been so interested in their clients. It’s unheard of in banking!

Chris Malone

Chris Malone

Paranoid Image

Signing up for Nearside felt like a relief. The bank account has a great user interface and getting money in and out is a breeze!

Emmett Iris-Cleary

Emmett Iris-Cleary

Virtual Insurance Brokers

I appreciate the way Nearside operates! They actually answer my questions when I reach out to customer support.

Michael Gurk

Michael Gurk

J&M Roadside LLC

I got nervous when COVID hit because I'm in the service industry, but Nearside gave me peace of mind!

Lisa Cosby

Lisa Cosby

Heavenly Makeup, Music, & Messages

When I applied, I had limited credit and I was a pretty small new business. Nearside was the only card that would take a chance on me.

Nathan Meyer

Nathan Meyer

Colorado Peach Company

I have a new business so I was pleasantly surprised when Nearside approved me!

Ryan Hemenway

Ryan Hemenway

Texas Pool Club

Nearside is the only card that has reached out to me to make sure that my business wouldn’t fail during the pandemic. They are making sure my company stays afloat.

Sharrod Mariner

Sharrod Mariner

Split 2 Imagez

I have never dealt with a company that has been so interested in their clients. It’s unheard of in banking!

Chris Malone

Chris Malone

Paranoid Image

Signing up for Nearside felt like a relief. The bank account has a great user interface and getting money in and out is a breeze!

Emmett Iris-Cleary

Emmett Iris-Cleary

Virtual Insurance Brokers

I appreciate the way Nearside operates! They actually answer my questions when I reach out to customer support.

Michael Gurk

Michael Gurk

J&M Roadside LLC

I got nervous when COVID hit because I'm in the service industry, but Nearside gave me peace of mind!

Lisa Cosby

Lisa Cosby

Heavenly Makeup, Music, & Messages

When I applied, I had limited credit and I was a pretty small new business. Nearside was the only card that would take a chance on me.

Nathan Meyer

Nathan Meyer

Colorado Peach Company

I have a new business so I was pleasantly surprised when Nearside approved me!

Ryan Hemenway

Ryan Hemenway

Texas Pool Club

Nearside is the only card that has reached out to me to make sure that my business wouldn’t fail during the pandemic. They are making sure my company stays afloat.

Sharrod Mariner

Sharrod Mariner

Split 2 Imagez

No items found.

*

You will earn 1% cashback plus a 1.2% cashback bonus in 2022 (total 2.2%) by using your Nearside business debit card for purchases. Terms and conditions apply.