Philadelphia Residents: Get The Free Debit Card That Gives You 2.2% Cashback in 2022

2.2% unlimited cashback on every purchase for your business in 2022¹
Psst, you can only find this at Nearside!
No monthly fees, overdraft fees, or minimum requirements
Accessible loans up to $10,000 to grow your business²
Get Started
Open a free account in minutes with no credit check 
Free, with no monthly fees or minimums

Trusted by over
25,000 entrepreneurs

Contractors
Personal chefs
Makeup artists
Clothing designers
Peach farmers
Etsy sellers
Home cleaners
Uber drivers
Contractors
Personal chefs
Makeup artists
Clothing designers
Peach farmers
Etsy sellers
Home cleaners
Uber drivers
Contractors
Personal chefs
Makeup artists
Clothing designers
Peach farmers
Etsy sellers
Home cleaners
Uber drivers

Nearside business bank account

Unlimited cashback for self-starters
Small businesses and gig work can be unpredictable, your finances don't have to be. Get 2.2% cashback on every purchase for your business in 2022 without fees or monthly minimums.
Sign Up For Free
“Signing up for Nearside felt like a relief. The bank account has a great user interface and getting money in and out is a breeze!”
Emmett Iris-Cleary
Virtual Insurance Brokers

Nearside business loans up to $10,000

Loans that work for you
Bank with Nearside and get a custom loan offer up to $10,000 to support your small business or side gig. Get predictable weekly payments and affordable flat rates with no origination fees or prepayment penalties.
Learn More
“When I applied, I had limited credit and I was a pretty small new business. Nearside was the only company that took a chance on me.”
Nathan Meyer
Colorado Peach Company

Gig workers

New business owners

Sole proprietors

and you’re next!

We’re for people like you.

From beauty stylists to Uber drivers to Etsy sellers who knit lizard hats, we’re in the business of supporting small.

Single-member LLCs

Independent contractors

Freelancers

Transparent pricing

Small business banking should be simple. Skip unnecessary fees with the Nearside free online business bank account.

Free ATM withdrawals from virtually anywhere

Avoid bank fees with access to our 55,000 ATMs across the globe.

Send money in a snap

Send money for free via ACH or checks through your Nearside dashboard.

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See the stories of people
we support every day

"Nearside was the only one who took a chance on me. They don't treat me like just another number."
LaShondra White
See how Nearside supports beauty entrepreneurs
"I have never dealt with a company that has been so interested in their clients. It’s unheard of in banking!"
Chris Malone
See How Nearside Supports Freelancers
“I can use my Nearside business bank account to make purchases and not have to worry about any fees or any other attachments.“
Chavalia Dunlap-Mwamba
See How Nearside Supports Ecommerce

Apply and get started in minutes.

No registered business necessary, even if you’re a one-person-show.

Create your account

Complete your application online in just a few minutes.

Submit your application

It’s often approved within the same day.

Start using Nearside

Fund your account and start earning cashback with your Nearside debit card.

Let's Go

World-class security 

FDIC – Insured

Advanced encryption

Small business banking secured with the same Advanced Encryption Standard (AES-256) as the United States Military

Enhanced data protection

Our servers are located in a secure data center, protected by an enterprise-class firewall system.

FDIC – Insured

Integrate seamlessly

You can connect your Nearside account to the platforms that bring cash into your small business, including Lyft, Square, Amazon, Shopify, and more.

Easy answers to your toughest questions

Working for yourself can feel like a leap into the unknown. From business guides to stories from other entrepreneurs, find solutions that save you time and money while sparking inspiration.
Dive In

Make your finances work for you

Start Your Application

As seen on

Nearside is a financial technology company and is not a bank. Banking services provided by Piermont Bank; Member FDIC. The Nearside Visa® Debit Card is issued by Piermont Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

  1. You will earn 1% cashback plus a 1.2% cashback bonus in 2022 (total 2.2%) by using your Nearside business debit card for purchases. You will not earn cashback rewards on purchases of cash-like instruments (money orders, gift cards, etc.), peer-to-peer payments, money transfers and other transactions that do not involve purchases of goods and services. Terms and conditions apply.
  2. Conditions Apply.  Your eligibility for a loan and the loan amount will depend on factors such as: 1) length of time as an accountholder; 2) amount of debit card and other account transactions and 3) linkage of direct deposits, POS and other sources of income.  We do not use credit scores to determine eligibility for our loans.