Business banking for the unpredictability of working for yourself

The business bank account designed for small fish in a big sea. No credit checks, no cost to sign up, no monthly fees, and cashback tailored to your business.

Get Started
Open a free bank account in minutes with no credit check.

Trusted by over
150, 000 entrepreneurs

Contractors
Personal chefs
Makeup artists
Clothing designers
Peach farmers
Etsy sellers
Home cleaners
Uber drivers
Contractors
Personal chefs
Makeup artists
Clothing designers
Peach farmers
Etsy sellers
Home cleaners
Uber drivers
Contractors
Personal chefs
Makeup artists
Clothing designers
Peach farmers
Etsy sellers
Home cleaners
Uber drivers

 We're here to build you up and keep costs down

1
No monthly fees, overdraft fees, or minimums
2
Quick sign up and approval
3
Easy mobile payments powered by Apple and Google Pay
4
A stellar support team of real people in the US
5
Send and receive money with ease, skip branch lines
Sign Up For Free

Rewards that pay you

1
Save on unnecessary fees
With Nearside, skip the unnecessary fees. Say goodbye to monthly fees, overdraft fees, card replacement fees, ATM withdrawal fees, and more. Every penny counts when you own a business
2
Nearside business discounts
Growing your business can be costly, and we want to lighten the load. Save up to thousands of dollars with deals on business tools with our Perks program—exclusive to Nearside customers
3
Automatic cashback tailored for business owners
With your Nearside Visa Debit,  get 2% cashback on gas, 4% on dining and travel, up to 10% on business expenses, and more!

Thank you for helping me create my LLC. I didn't even know where to start, so finding Nearside helped me in all ways. I was able to form my LLC in less than 3 weeks.

Anonymous
,
California

Fast, easy, and cheap.

Ernest W.
,
Florida

A very smooth process. Definitely will recommend to anyone starting a business. Thank you!

Gina G.
,
Nevada

Once I contacted Nearside Sprout, it was an easy application process as well as quick! I still can't believe how easy it was to form an LLC. I appreciate the time placed to help me.

Yolandria C.
,
Florida

Very quick and easy and affordable.

Clayton N.
,
Florida

I get everything I want and need from a business account without all of the stress that comes with deposit minimums and limits and no fees!

Burreazy37
,
California

Mixing business with personal can get messy.

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Keep personal and professional finances separate with a business account.
Get a clear view of your finances and stay organized
Anticipate challenges and prepare for growth
Protect your personal funds
Establish credibility with your customers
Simplify tax season

Free ATM withdrawals from virtually anywhere

Get unlimited access to our global ATM network, with 55,000 convenient locations.
See how we’re different

When it comes to small business banking, Nearside is a no-brainer.

No monthly fees
No monthly minimums
2.2% unlimited  cashback
Discounts on business tools
No overdraft fees
No card replacement fees
Nearside
Traditional Banks
Lili
NorthOne
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Lili
Nearside
Traditional Banks
NorthOne
Oxygen
No monthly fees
Cashback on business tools
Thousands of dollars in discounts
No overdraft fees
No card replacement fees
No monthly minimums

Get a dedicated bank account for your business

Start Your Application

Nearside is a financial technology company and is not a bank. Banking services provided by Piermont Bank; Member FDIC. The Nearside Visa® Debit Card is issued by Piermont Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.