Business banking for the unpredictability of working for yourself.

With 2.2% unlimited cashback in 2022¹ and no monthly fees, your Nearside small business bank account is built for you to maximize savings and optimize spending.

Get Started
Open a free bank account in minutes with no credit check.

Trusted by over
25,000 entrepreneurs

Contractors
Personal chefs
Makeup artists
Clothing designers
Peach farmers
Etsy sellers
Home cleaners
Uber drivers
Contractors
Personal chefs
Makeup artists
Clothing designers
Peach farmers
Etsy sellers
Home cleaners
Uber drivers
Contractors
Personal chefs
Makeup artists
Clothing designers
Peach farmers
Etsy sellers
Home cleaners
Uber drivers

See how much cashback you can earn just from your usual monthly spending

How much do you usually spend on your business?
$0
You’d automatically get this back into your pocket just by using the Nearside cashback debit card:
+$0
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With Nearside, get 2.2% unlimited cashback on every purchase for your business in 2022.

 We're here to build you up and keep costs down

1
No monthly fees, overdraft fees, or minimums
2
Quick sign up and approval
3
Easy mobile payments powered by Apple and Google Pay
4
A stellar support team of real people
Sign Up For Free

Rewards that pay you

1
Automatic 2.2% unlimited debit cashback in 2022
Only Nearside gives you 2.2% cashback with every charge to your business debit card, full stop. Enjoy rewards with no point tracking, rebates, or gimmicks.
2
Nearside Business Discounts
Growing your business can be costly, and we want to lighten the load. Save up to thousands of dollars with deals on accounting software, shareable documents, POS tools, and more—exclusive to Nearside customers.
3
Mastercard enhanced debit benefits
Enjoy access to Mastercard ID Theft Protection, MasterRental Insurance Coverage, and extra cashback rewards with the Mastercard EasySavings program.²

I have never dealt with a company that has been so interested in their clients. It’s unheard of in banking!

Chris Malone
,
Ignite

Signing up for Nearside felt like a relief. The bank account has a great user interface and getting money in and out is a breeze!

Emmett Iris-Cleary
,
Virtual Insurance Brokers

I have a new business so I was pleasantly surprised when Nearside approved me!

Ryan Hemenway
,
Texas Pool Club

I appreciate the way Nearside operates! They actually answer my questions when I reach out to customer support.

Michael Gurk
,
J&M Roadside LLC

I got nervous when COVID hit because I'm in the service industry, but Nearside gave me peace of mind!

Lisa Cosby
,
Heavenly Makeup, Music, & Messages

When I applied, I had limited credit and I was a pretty small new business. Nearside was the only card that would take a chance on me.

Nathan Meyer
,
Colorado Peach Company

Free ATM withdrawals from virtually anywhere

Get unlimited access to our global ATM network, with 55,000 convenient locations.
See how we’re different

When it comes to small business banking, Nearside is a no-brainer.

No monthly fees
No monthly minimums
2.2% unlimited  cashback
Discounts on business tools
No overdraft fees
No outgoing fees
Nearside
Traditional Bank
BlueVine Business
NorthOne
Novo
Lili
Nearside
Traditional Banks
NorthOne
Oxygen
No monthly fees
2.2% unlimited  cashback
Discounts on business tools
No overdraft fees
No card replacement fees
No monthly minimums

Make your finances work for you

Start Your Application
  1. You will earn 1% cashback plus a 1.2% cashback bonus in 2022 (total 2.2%) by using your Nearside business debit card for purchases. You will not earn cashback rewards on purchases of cash-like instruments (money orders, gift cards, etc.), peer-to-peer payments, money transfers and other transactions that do not involve purchases of goods and services. Terms and conditions apply.
  2. See Mastercard Guide to Benefit for details