Business banking for the unpredictability of working for yourself.

With 2.2% unlimited cashback in 2022¹ and no monthly fees, your Nearside small business bank account is built for you to maximize savings and optimize spending.

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Open a free bank account in minutes with no credit check.

Trusted by over
25,000 entrepreneurs

Contractors
Personal chefs
Makeup artists
Clothing designers
Peach farmers
Etsy sellers
Home cleaners
Uber drivers
Contractors
Personal chefs
Makeup artists
Clothing designers
Peach farmers
Etsy sellers
Home cleaners
Uber drivers
Contractors
Personal chefs
Makeup artists
Clothing designers
Peach farmers
Etsy sellers
Home cleaners
Uber drivers

See how much cashback you can earn just from your usual monthly spending

How much do you usually spend on your business?
$0
You’d automatically get this back into your pocket just by using the Nearside cashback debit card:
+$0
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With Nearside, get 2.2% unlimited cashback on every purchase for your business in 2022.

 We're here to build you up and keep costs down

1
No monthly fees, overdraft fees, or minimums
2
Quick sign up and approval
3
Easy mobile payments powered by Apple and Google Pay
4
A stellar support team of real people
Sign Up For Free

Rewards that pay you

1
Automatic 2.2% unlimited debit cashback in 2022
Only Nearside gives you 2.2% cashback with every charge to your business debit card, full stop. Enjoy rewards with no point tracking, rebates, or gimmicks.
2
Nearside business discounts
Growing your business can be costly, and we want to lighten the load. Save up to thousands of dollars with deals on accounting software, shareable documents, POS tools, and more—exclusive to Nearside customers.
3
Save on fees
With Nearside, skip the unnecessary fees. Say goodbye to monthly fees, overdraft fees, card replacement fees, and more. Every penny counts when you own a business.

Thank you for helping me create my LLC. I didn't even know where to start, so finding Nearside helped me in all ways. I was able to form my LLC in less than 3 weeks.

Anonymous
,
California

Fast, easy, and cheap.

Ernest W.
,
Florida

A very smooth process. Definitely will recommend to anyone starting a business. Thank you!

Gina G.
,
Nevada

Once I contacted Nearside Sprout, it was an easy application process as well as quick! I still can't believe how easy it was to form an LLC. I appreciate the time placed to help me.

Yolandria C.
,
Florida

Very quick and easy and affordable.

Clayton N.
,
Florida

I get everything I want and need from a business account without all of the stress that comes with deposit minimums and limits and no fees!

Burreazy37
,
California

Free ATM withdrawals from virtually anywhere

Get unlimited access to our global ATM network, with 55,000 convenient locations.
See how we’re different

When it comes to small business banking, Nearside is a no-brainer.

No monthly fees
No monthly minimums
2.2% unlimited  cashback
Discounts on business tools
No overdraft fees
No card replacement fees
Nearside
Traditional Banks
Lili
NorthOne
Oxygen
Lili
Nearside
Traditional Banks
NorthOne
Oxygen
No monthly fees
2.2% unlimited  cashback
Discounts on business tools
No overdraft fees
No card replacement fees
No monthly minimums

Make your finances work for you

Start Your Application

Nearside is a financial technology company and is not a bank. Banking services provided by Piermont Bank; Member FDIC. The Nearside Visa® Debit Card is issued by Piermont Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

  1. You will earn 1% cashback plus a 1.2% cashback bonus in 2022 (total 2.2%) by using your Nearside business debit card for purchases. You will not earn cashback rewards on purchases of cash-like instruments (money orders, gift cards, etc.), peer-to-peer payments, money transfers and other transactions that do not involve purchases of goods and services. Terms and conditions apply.